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Toyota Easy

Personal Contract Purchase

With Toyota Easy, you’ll be surprised at how soon you could be reliving that new car feeling. Available on new and approved used cars up to three years old, Toyota Easy is an exciting program that gives you an exceptional level of choice, confidence and flexibility.

How it works

Build your New Toyota Online

Choose vehicle & customise plan

With Toyota Easy you can choose a deposit of between 0% and 36% of the vehicle cost. Once you estimate the kilometres you’ll expect to travel over your preferred term of 2, 3 or 4 years, we will calculate the Guaranteed Minimum Future Value (GMFV) of your car. The GMFV is a guarantee of how much your vehicle will be worth at the end of your finance agreement.
Build your New Toyota Online

Pay your monthly rental

Your monthly repayments will be calculated on the remaining balance between the Deposit and Guaranteed Minimum Future Value, plus interest. By only financing this portion of the car’s value you can rest assured that Toyota Easy will be most affordable way to drive your new Toyota.
Build your New Toyota Online

Choose your end of contract option

Part-exchange your car and drive away in a brand-new Toyota.

If you decide to keep the car, simply pay the GMFV and it’s yours.

Give the car back with nothing more to pay as long as it’s in good condition and within the maximum mileage.

    Turn your key into a brand new Toyota with key for key

    Don’t have enough cash to buy a new car?
    Have you considered the equity in your current car?

    With Toyota Easy Key for Key we can help turn the keys of your current car into a brand new Toyota. You don’t have to put your hand in your pocket, only to give us the keys to your current car and at the end of your agreement we would like to get you into another new Toyota with no further deposit requirements.


KeyforKey is a version of Toyota Easy where you use the equity in your current car as a deposit for your new Toyota. When setting your deposit we recommend that you set a deposit around 15%. This initial deposit can come from your trade in. If your trade in is worth more than the deposit required we’ll even offer you cash back. Then at the end of the term, you can use the equity** left in your current car towards most, if not all of the deposit for a new car for the same or similar monthly repayments.

**The equity being the difference between GMFV †† (fixed) and actual market value of your car (variable).


The information provided is general in nature. You should seek your own independent financial advice to determine whether Toyota Easy is appropriate for your individual circumstances. Lending criteria and terms and conditions apply. Finance is provided by way of a hire purchase agreement at participating Toyota Dealers only.

††The Guaranteed Minimum Future Value (GMFV) is payable if you renew or retain the vehicle at the end of the agreement. Further charges may be applied by your Toyota Dealer subject to kilometre limits/condition of the vehicle. To qualify for Toyota Easy a deposit of between 0% and 36% of the Retail Price may be required and a maximum term of 49 months applies. The credit provider is Toyota Financial Services Ireland DAC. Models shown for illustrative purposes only.

Toyota Easy Personal Contract Plan is a form of hire-purchase agreement. Lending criteria, Terms and Conditions apply. A deposit of between 0% and 36% may be required and a maximum term of 37 months applies. Available on Toyota models from the 1st of May until the 31st of May 2024.

Guaranteed Minimum Future Value payable if vehicle renewed or retained when agreement ends.

Further charges may apply. Illustrative model shown. Finance is provided by Toyota Financial Services (Ireland) DAC. Toyota Financial Services (Ireland) DAC trading as Toyota Financial Services is regulated by the Central Bank of Ireland. Price excludes standard paint. 

Warning: You may have to pay charges if you pay off a hire-purchase agreement early. 


Warning: If you do not meet the repayments on your hire–purchase agreement your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.